The Road Accident Fund (RAF) registered 303,695 new claims and finalised 258,382 claims in 2019/20. Compare to 604 281 deaths for the year 2019/2020. RAF provides compulsory cover to all users of South African roads against injuries sustained or death. It is a form of indemnity insurance to persons who cause the accident. The fund settled R44.0 Billion of which R3.4 Billion is medical costs.
Those that do not receive medical care attention tend to have sustained loss of income of which R20.2 Billion is paid. The rest disappears between Legal, experts and damage costs. The average medical costs claim against RAF is R18,568. It implies that an average road users must have R18,568 for any potential road accident if not on medical aid. Otherwise, one ends up in the government hospitals.
There are solutions to help road users with medical care attention in case of an accident
Economics and Finance SA 